The Benefits and Tiers of Apple Card Cash Back Rewards

For anyone looking to maximize their cash back rewards with the Apple card, there's exciting news: 3% cash back on anything related to Apple is now available. This includes hardware products, software products, services, and more. The beautiful thing about this cash back is that it's daily, meaning you'll receive your cash back at the end of each day, typically around midnight. You can then use it via Apple Cash as a debit card or put it into your high-yield savings account.

In addition to the 3% cash back on Apple-related purchases, there are partnerships with other merchants like Panera, Foot Locker, and Walgreens that offer anywhere from 3 to 6% daily cash back. These categories include shopping at these stores and using your Apple card. However, it's worth noting that not everyone will receive the same level of cash back in these categories.

Recently, Apple has sent out email notifications to targeted users offering special deals and discounts. If you've received one of these emails, leave a comment below and share your experience. These targeted offers are typically for users who have shown interest in specific products or services.

For the holiday season and beyond, Apple is now offering 5% daily cash back on all purchases without any spending limits. This new tiered system applies to transactions made between November 6th of this year and April 30th of next year. However, there are some caveats to be aware of. Once you reach a $5,000 total spend in a calendar year, the cash back rate changes.

The tiers for Apple Card Cash Back Rewards work as follows:

* Between $0 and $4,999, the cash back rate is 1%, 2%, or 3% depending on the category.

* Once you reach $5,000 in total spend, the cash back rate increases to 4%.

* For transactions above $50,000, the cash back rate jumps to 5%.

This means that if you make a purchase of $10,000 and have already spent $4,999 this year, your next purchase will receive 4% cash back. If you continue spending and reach the $50,000 threshold, every transaction will be eligible for 5% cash back.

It's worth noting that the tiered system only applies to transactions made between November 6th of this year and April 30th of next year. After that date, the normal categories with 1%, 2%, or 3% cash back apply again.

The potential benefits of taking advantage of this offer are significant. For example, if you make a purchase of $10,000 and have already spent $4,999 this year, you'll be eligible for an additional 5% cash back on that transaction, which could result in up to $750 in cash back. If you continue spending and reach the $50,000 threshold, every transaction will be eligible for 5% cash back, potentially resulting in thousands of dollars in rewards.

Overall, the Apple Card's tiered system offers a unique opportunity for users to maximize their cash back rewards. By making strategic purchases and taking advantage of the various categories, you can earn significant amounts of cash back over time.

"WEBVTTKind: captionsLanguage: enso Apple's doing something with the Apple card that they've never done before and I'm going to tell you all about it let's get into it now the Apple card for the most part has been in the news recently because of Goldman Sachs and some of the negativity in terms of how much money they've lost and the partnership not going as well as Goldman Sachs wanted but Apple's still going to be using their C they're still going to have it as a product and even when they do switch over from Goldman Sachs to let's say maybe Chase Bank or whoever ends up purchasing that new partnership the Apple card is still going to be available so I know people sometimes worry about it but it's not going to be a card that's going to go away and honestly for a cashback card the Apple card is a great solution for somebody that just wants a set and a forget it type of situation so to give you guys a quick little rundown on exactly what you get with the Apple card from a cash back perspective the categories are as follows you get 1% cash back on anything that use the physical Apple card with which again you can use any which way you want the second one which is probably my favorite one is that whenever you use Apple pay whether it is tap to pay with your phone or checking out online via Apple pay you get 2% daily cash back which is a very good cash all card for anybody that's in the cash back game and then finally you do get 3% cash back on anything Apple related now that's hardware products software products Services anything that comes from Apple and can be built from Apple will be 3% cash back from things like apple 1 to any inapp purchases to again something like a $10,000 MacBook Pro Pro or anything that comes with that light so 3% cash back and the beautiful thing is that this cash back is daily so at the very end of the day pretty much at midnight you'll get that cash back that can be either used via Apple cash as almost like a debit card or it can be put into that high yeld savings account and apple also has some Partnerships with other Merchants like Panera and Foot Locker and Walgreens well they'll give you anywhere from 3 to 6% daily cash back on some of those categories if you go shop at those places and use your Apple card but now the quick announcement that I wanted to share with you is that Apple's sending out email notifications for targeted offers for certain Apple card users so leave a comment down below if you ended up getting this type of email or this notification in your Apple wallet or anything like that but basically what's happening for the holiday season and even past that is that from November 6th of this year 2024 all the way through April 30th of 2025 Apple's giving users 5% daily cash back in an unlimited fashion but there's a couple caveats that I do want to mention that was first reported on by Mac rumor and now Apple's approaching this new 5% cash back bonus in a tiered system so basically once you reach a $5,000 spend again it's total spend on any category across any type of purchases once you get to $5,000 of total spend then you get to that 3% cash back on anything so you no longer have to be using it at Apple to get the 3% cash back you can use it on anything whether it's a stick of gum or something from Costco so if you do reach that 5,000 spend overall and this isn't monthly spend this is total spend between now and that April 30th standpoint or whenever you do get that email so once you get the 5,000 every purchase after after that $5,000 will be 3% cash back so from 0 to 5,000 it'll still be that 1 2 or 3% spend category once you get to $ 5,000 so $51 to $9,999 you're getting 3% cash back then once you get to 10,000 from 10,000 to 14,999 you're getting 4% cash back and then anything over $115,000 of spend you get 5% cash back which is pretty amazing and very unheard of for any type of card especially a zero feet annual card C and then that does apply up to $50,000 of total spend so once you get to $50,000 through April 30th then you go right back down to the normal categories but let's say you do get to 15,000 and you spend all the way to 50,000 that's $335,000 that you're able to apply 5% cash back on which if we do some math ends up being $1,750 of daily cash back now this sounds almost too good to be true so definitely leave a comment down below if you're getting an email like this I personally have not gotten this email yet but I did want to kind of give you this PSA that we are already seeing this from other people getting this type of email so that is the PSA that I wanted to give you guys apple is now taking a tiered system approach to a new daily cashback situation up to $50,000 and you can take full advantage of it so whenever you are making purchases you can think to yourself like hey I'm either putting this in my high yield savings account or I can just kind of say mentally that whatever I'm getting is 5% off already to begin with during this holiday season or again like I said through April 30th of 20125 but that'll do it for this video leave a comment down below if you're an apple card user but let me know the comment down below if you're we're going to be taking advantage of this if you've gotten this email and what you think about it but if you made it to the end leave a little dolphin in the comments down below so I know you made it to the end and if you want to watch more videos like this one definitely click on one of these videos right here and until next time I'm Fernando peace everybodyso Apple's doing something with the Apple card that they've never done before and I'm going to tell you all about it let's get into it now the Apple card for the most part has been in the news recently because of Goldman Sachs and some of the negativity in terms of how much money they've lost and the partnership not going as well as Goldman Sachs wanted but Apple's still going to be using their C they're still going to have it as a product and even when they do switch over from Goldman Sachs to let's say maybe Chase Bank or whoever ends up purchasing that new partnership the Apple card is still going to be available so I know people sometimes worry about it but it's not going to be a card that's going to go away and honestly for a cashback card the Apple card is a great solution for somebody that just wants a set and a forget it type of situation so to give you guys a quick little rundown on exactly what you get with the Apple card from a cash back perspective the categories are as follows you get 1% cash back on anything that use the physical Apple card with which again you can use any which way you want the second one which is probably my favorite one is that whenever you use Apple pay whether it is tap to pay with your phone or checking out online via Apple pay you get 2% daily cash back which is a very good cash all card for anybody that's in the cash back game and then finally you do get 3% cash back on anything Apple related now that's hardware products software products Services anything that comes from Apple and can be built from Apple will be 3% cash back from things like apple 1 to any inapp purchases to again something like a $10,000 MacBook Pro Pro or anything that comes with that light so 3% cash back and the beautiful thing is that this cash back is daily so at the very end of the day pretty much at midnight you'll get that cash back that can be either used via Apple cash as almost like a debit card or it can be put into that high yeld savings account and apple also has some Partnerships with other Merchants like Panera and Foot Locker and Walgreens well they'll give you anywhere from 3 to 6% daily cash back on some of those categories if you go shop at those places and use your Apple card but now the quick announcement that I wanted to share with you is that Apple's sending out email notifications for targeted offers for certain Apple card users so leave a comment down below if you ended up getting this type of email or this notification in your Apple wallet or anything like that but basically what's happening for the holiday season and even past that is that from November 6th of this year 2024 all the way through April 30th of 2025 Apple's giving users 5% daily cash back in an unlimited fashion but there's a couple caveats that I do want to mention that was first reported on by Mac rumor and now Apple's approaching this new 5% cash back bonus in a tiered system so basically once you reach a $5,000 spend again it's total spend on any category across any type of purchases once you get to $5,000 of total spend then you get to that 3% cash back on anything so you no longer have to be using it at Apple to get the 3% cash back you can use it on anything whether it's a stick of gum or something from Costco so if you do reach that 5,000 spend overall and this isn't monthly spend this is total spend between now and that April 30th standpoint or whenever you do get that email so once you get the 5,000 every purchase after after that $5,000 will be 3% cash back so from 0 to 5,000 it'll still be that 1 2 or 3% spend category once you get to $ 5,000 so $51 to $9,999 you're getting 3% cash back then once you get to 10,000 from 10,000 to 14,999 you're getting 4% cash back and then anything over $115,000 of spend you get 5% cash back which is pretty amazing and very unheard of for any type of card especially a zero feet annual card C and then that does apply up to $50,000 of total spend so once you get to $50,000 through April 30th then you go right back down to the normal categories but let's say you do get to 15,000 and you spend all the way to 50,000 that's $335,000 that you're able to apply 5% cash back on which if we do some math ends up being $1,750 of daily cash back now this sounds almost too good to be true so definitely leave a comment down below if you're getting an email like this I personally have not gotten this email yet but I did want to kind of give you this PSA that we are already seeing this from other people getting this type of email so that is the PSA that I wanted to give you guys apple is now taking a tiered system approach to a new daily cashback situation up to $50,000 and you can take full advantage of it so whenever you are making purchases you can think to yourself like hey I'm either putting this in my high yield savings account or I can just kind of say mentally that whatever I'm getting is 5% off already to begin with during this holiday season or again like I said through April 30th of 20125 but that'll do it for this video leave a comment down below if you're an apple card user but let me know the comment down below if you're we're going to be taking advantage of this if you've gotten this email and what you think about it but if you made it to the end leave a little dolphin in the comments down below so I know you made it to the end and if you want to watch more videos like this one definitely click on one of these videos right here and until next time I'm Fernando peace everybody\n"