Using Apple Cart: A Comprehensive Guide to Making Payments and Tracking Spending

Stolen or misplace anything like that it's so easy to lock your card in the app everything about apple cart is easy and that's what it makes it different from a lot of the other cards out there. Looking through the wallet app is very easy and everything is right up front. You immediately have your balance on your card, your weekly activity when your payment is due, how much you've spent, and your latest transactions.

The Apple Cart app allows you to easily access all of this information at a glance. Each panel can be jumped into for additional information, including the total balance, payments, credits, and new spending. The weekly activity section provides a better breakdown, including daily cash and where the categories of your money are being spent. If you tap on a particular latest transaction, such as my top one here, front entry, you can see not only your current transactions but any other transactions you've also made at that retailer and a running total at the bottom tells you how much you spent in this most recent month.

The upper right-hand corner of the screen has a little ellipsis that brings you to all the other information about Apple card, such as contacting or calling support, scheduling or reoccurring payments, hitting your actual card information, your card details such as your APR and available credit, any bank accounts which multiple can be linked to locking the card, requesting a replacement card, and updating billing addresses or turning off notifications for your transactions. Simply put, there's no digging around; there's no third-party apps. It's all right there on your phone where you don't have to do anything to access everything that you need.

How Apple Card Functions as a Credit Card

Apple card is not just a credit card; it's an experience. It's a product that's different from everything else out there. Rewards are just in the middle of the pack, neither great nor bad, but pretty much in the middle. You get 2% anytime you use Apple pay, which is a growing category with more and more places accepting Apple pay both in stores and online. If you do use the physical card, it's only a 1% cash back, not great by any means.

However, if you go through Apple and that includes Apple stores as well as Apple's digital offerings such as the App Store and iTunes, you're getting 3% back on all of those purchases. This is something to consider if you shop frequently at Apple. The Apple card may not be the best option for rewards, but it does offer a unique experience that sets it apart from other credit cards.

Is the Apple Card a Good Credit Card?

Yes, it's a good credit card, but it depends on what you're looking for. As far as just a credit card goes, it's only good because of its ease of use and security features. The rewards are decent, given back in the form of daily cash, which is pretty much the best way to get rewards. You don't have to navigate through points or miles; each and every day based on what you spent, your Apple Cash card receives a deposit.

The Apple Card is not just about the credit card itself but also about the experience it provides. It's easy to use, easy to keep track of, and secure. There are no better ways than what Apple is offering to protect yourself with the apple cart. In that way, it's different from everything else out there.

Conclusion

In conclusion, using Apple Cart is a comprehensive guide to making payments and tracking spending. The app provides an easy-to-use interface that allows you to access your balance, weekly activity, and latest transactions at a glance. While the rewards may not be the best, the experience of using Apple Card is unique and sets it apart from other credit cards. If you're looking for a secure and easy way to make payments, the Apple Card is definitely worth considering.

"WEBVTTKind: captionsLanguage: enhere is the Apple inside a review of the Apple card hey everyone it is Andrew here from Apple Insider and today we're gonna be talking about this Apple's first floor a into thin tech outside of Apple pay we're going to cover not only how Apple card works as a credit card we're going to cover its unique features and its design that makes Apple card unique let's go ahead and start things off with these design of the apple cart so first up the design of the apple cart now the apple cart is made out of metal in fact it's made out of titanium now while it is titanium that means it's lighter than a lot of the other metal cards out there on the market for example the AMEX platinum card a widely seen card it is made out of stainless steel through the exact same size but these stainless steel Amex weighs a lot more than the Platinum of the Apple cars the apple cart is a lot more rigid it does not bend or flex and nearly as much as the Amex Platinum does now that could mean a few different things including you could have issues of swiping the physical Apple card if you were at something like a gas station pump that has a little bit of a wiggle to it there are different skimmers out there and that one could pose an issue with the Apple card just because it won't flex nearly as much as others titanium also happens to be a little bit porous so because that porous surface it can discolor fairly easily if you put it in things like a wallet or pants that happens to be dyed such as jeans which are very common things that's why cards like the Amex platinum chose to not have a stark white finish like the apple cart has but in reality all cards do get to create it over time and if it ever gets bad enough that you don't love it you can just simply have Apple send you a replacement card otherwise the finish of the apple cart looks amazing as a pristine white coating which is done in a multi-layered process with the Apple MasterCard and Goldman Sachs logos edged into them your name is then printed on the front and that lower left-hand corner there's literally nothing else on this current of the near name all three of those logos in the mag stripe strip along the back now speaking of that strip that's just one of the areas that Apple has taken to an extreme it has moved it from the normal spot along the top back of a card to the bottom now that doesn't really make sense a lot of people why bother moving the magnetic strip well it's because Apple's attention to detail now when you swipe the Apple card you still see that Apple card logo there at the top so the strip is in the reader and you still see the Apple logo there there's a small little thing that Apple thinks about you can see we also change the design of the chip on Apple card it is now two six simple ovals instead of the random lines that you see with any other chip on any other credit card small thing not a lot of people are gonna notice but Apple definitely did notice aside from the design of the physical card itself we also have to look at the design of the wallet app because a lot of information is included in that wallet app pretty much everything you need to do other than swiping the physical apple cart is housed in the wallet app between paying for everything accessing card numbers locking your card requesting new card numbers all of that is done within the wallet app and really we love how it looks it is simple straightforward and Apple makes it clear how much money you owe and where you're spending your money including how much interest you're going to pay based on how much you pay each month now Apple obviously makes more money if you hold a balance and rack up those interest charges and Apple is one of the few that is putting that information forward in front and center for you to see so you know how much that's gonna cost you and you're kind of getting ahead of it you know how much those payments are really going to be adding up to and you can hopefully pay those numbers down before you get too far behind that starts to bring us to what makes Apple card unique Apple's implementation of combining software and hardware into one perfect package Apple makes everything just work across the board as soon as you get the apple cart you go through that wonderful setup process of opening that white envelope seeing that little contact point there you just hold your phone near it and instantly it set up activating Apple card is more akin to activating a pair of ear pods than it is a normal traditional credit card as soon as you were approved for the credit card inside of the app you can immediately use it across all your devices you don't have to wait for it to arrive in the mail that includes not only on your iPhone but your Apple watch your iPad and even your Mac when you go in to fill a credit card number online it even pulls up as Apple card other credit cards will show that they'll show is maybe a card number yet remember which is which in that case with applecart it's already entered and it's already labeled as applecart so you know I don't need to I don't need to know what card number I'm paying with I just need to know that I want to pay with Apple card and Apple makes that so easy everything about the apple cart is easy whether you're swiping it whether using Apple pay or paying in the app everything across the board is simple that includes requesting a new card number if you ever feel like yours is taken online if you have to contact support you just do it right through iMessage paying through the app or you can easily see how much interest you're gonna be owing based on how much you pay or locking your card if you make sure if you want to make sure it's not being used if it gets stolen or misplace anything like that it's so easy to lock your card in the app everything about apple cart is easy and that's what it makes it different from a lot of the other cards out there looking through the wallet app it is very easy and everything is from Center open the wallet app you'll see your Apple card right up front and you immediately have your balance on your card your weekly activity when your payment is due and how much as well as a list of your latest transactions all these different panels can be jumped into for additional information going the total balance you can see any payments and credits as well as any new spending weekly activity gives you a better breakdown including daily cash and where the categories of your money are being spent if you tap on a particular latest transaction such as my top one here front entry you can see not only my current transactions but any other transactions I've also made it that same retailer and a running total at the bottom tells you how much you spent in this most recent month in the upper right hand corner is a little ellipsis that brings you to all the other information about Apple card such as contacting or calling support scheduling or reoccurring payments hitting your actual card information your card details such as your APR and available credit any bank accounts which multiple can be linked to locking the card Ripper requesting a replacement card and updating billing addresses or turning off notifications for your transactions simply put there's no digging around there's no third party apps it's all right there on your phone where you don't have to do anything to accent everything that you need so how does Apple card function as a credit card is it were the credit card in the larger credit card landscape well rewards are just met they aren't great they aren't bad but pretty much in the middle of the pack you get 2% anytime you use Apple pay which is a growing category more and more places are accepting Apple pay both in stores and online if you do use the Apple physical card it's only a 1% catch back not great by any means there are a lot of better 2% cash back cards that are out there however you do get 3% anytime you go through Apple and that includes Apple stores as well as Apple's digital offerings such as the App Store and iTunes see if you have things like Netflix Hulu CBS all access Showtime Apple music anything like that being built through iTunes or the App Store you're easily in 353 percent back on all of those purchases so that's something to take into consideration if you're going P early for rewards Apple card may not be the best option for you but if you look at the broader offering at apple cart including the ease of use and just the status symbol of having a physical Apple card it's definitely an enticing proposition aside from all of Apple's benefits you also get all the benefits of MasterCard you can view inside of the app all the network benefits they give you different benefits because you're using a MasterCard because this is an Apple card but you are partnering with MasterCard as well as goldman sachs when you use apple cart so is the Apple card a good credit card really yes it is a good credit card but as far as just a credit card goes it is only good rewards are decent and they were given back to in the form of daily cash which is pretty much the best way to get them no obfuscated points or miles straight up cash deposit into your Apple cash card each and every day based on what you spent there's no better way to get rewards but it isn't all about just the credit card and the number of rewards that you're getting back it's how easy it is to use the card how easy it is to keep track of how easy it is to be secure there are no better ways than what Apple is offering to you and protect yourself with the apple cart apple cart is not just a card it's an experience it's a product it's an Apple product and in that way it's different from everything else out there from the activation to the using it to paying it everything about the apple cart is easy and simple and enjoy to do if you want something different and you're tired of all the other credit cards out there and you do shop a lot at Apple then the apple cart is definitely something worth checking into if you want to get any more information on apple cart there's a link down below in the description and then hear what you think in the comments below and directly on Twitter at Andrew underscore OSU hey everyone did you guys like that video be sure to click on that like button so we can create content that we know that you guys want to see and follow Apple Insider tour in all social media channels if you want the best prices on any Apple gear check out the Apple Insider price guide that is updated daily and until next time we'll see you laterhere is the Apple inside a review of the Apple card hey everyone it is Andrew here from Apple Insider and today we're gonna be talking about this Apple's first floor a into thin tech outside of Apple pay we're going to cover not only how Apple card works as a credit card we're going to cover its unique features and its design that makes Apple card unique let's go ahead and start things off with these design of the apple cart so first up the design of the apple cart now the apple cart is made out of metal in fact it's made out of titanium now while it is titanium that means it's lighter than a lot of the other metal cards out there on the market for example the AMEX platinum card a widely seen card it is made out of stainless steel through the exact same size but these stainless steel Amex weighs a lot more than the Platinum of the Apple cars the apple cart is a lot more rigid it does not bend or flex and nearly as much as the Amex Platinum does now that could mean a few different things including you could have issues of swiping the physical Apple card if you were at something like a gas station pump that has a little bit of a wiggle to it there are different skimmers out there and that one could pose an issue with the Apple card just because it won't flex nearly as much as others titanium also happens to be a little bit porous so because that porous surface it can discolor fairly easily if you put it in things like a wallet or pants that happens to be dyed such as jeans which are very common things that's why cards like the Amex platinum chose to not have a stark white finish like the apple cart has but in reality all cards do get to create it over time and if it ever gets bad enough that you don't love it you can just simply have Apple send you a replacement card otherwise the finish of the apple cart looks amazing as a pristine white coating which is done in a multi-layered process with the Apple MasterCard and Goldman Sachs logos edged into them your name is then printed on the front and that lower left-hand corner there's literally nothing else on this current of the near name all three of those logos in the mag stripe strip along the back now speaking of that strip that's just one of the areas that Apple has taken to an extreme it has moved it from the normal spot along the top back of a card to the bottom now that doesn't really make sense a lot of people why bother moving the magnetic strip well it's because Apple's attention to detail now when you swipe the Apple card you still see that Apple card logo there at the top so the strip is in the reader and you still see the Apple logo there there's a small little thing that Apple thinks about you can see we also change the design of the chip on Apple card it is now two six simple ovals instead of the random lines that you see with any other chip on any other credit card small thing not a lot of people are gonna notice but Apple definitely did notice aside from the design of the physical card itself we also have to look at the design of the wallet app because a lot of information is included in that wallet app pretty much everything you need to do other than swiping the physical apple cart is housed in the wallet app between paying for everything accessing card numbers locking your card requesting new card numbers all of that is done within the wallet app and really we love how it looks it is simple straightforward and Apple makes it clear how much money you owe and where you're spending your money including how much interest you're going to pay based on how much you pay each month now Apple obviously makes more money if you hold a balance and rack up those interest charges and Apple is one of the few that is putting that information forward in front and center for you to see so you know how much that's gonna cost you and you're kind of getting ahead of it you know how much those payments are really going to be adding up to and you can hopefully pay those numbers down before you get too far behind that starts to bring us to what makes Apple card unique Apple's implementation of combining software and hardware into one perfect package Apple makes everything just work across the board as soon as you get the apple cart you go through that wonderful setup process of opening that white envelope seeing that little contact point there you just hold your phone near it and instantly it set up activating Apple card is more akin to activating a pair of ear pods than it is a normal traditional credit card as soon as you were approved for the credit card inside of the app you can immediately use it across all your devices you don't have to wait for it to arrive in the mail that includes not only on your iPhone but your Apple watch your iPad and even your Mac when you go in to fill a credit card number online it even pulls up as Apple card other credit cards will show that they'll show is maybe a card number yet remember which is which in that case with applecart it's already entered and it's already labeled as applecart so you know I don't need to I don't need to know what card number I'm paying with I just need to know that I want to pay with Apple card and Apple makes that so easy everything about the apple cart is easy whether you're swiping it whether using Apple pay or paying in the app everything across the board is simple that includes requesting a new card number if you ever feel like yours is taken online if you have to contact support you just do it right through iMessage paying through the app or you can easily see how much interest you're gonna be owing based on how much you pay or locking your card if you make sure if you want to make sure it's not being used if it gets stolen or misplace anything like that it's so easy to lock your card in the app everything about apple cart is easy and that's what it makes it different from a lot of the other cards out there looking through the wallet app it is very easy and everything is from Center open the wallet app you'll see your Apple card right up front and you immediately have your balance on your card your weekly activity when your payment is due and how much as well as a list of your latest transactions all these different panels can be jumped into for additional information going the total balance you can see any payments and credits as well as any new spending weekly activity gives you a better breakdown including daily cash and where the categories of your money are being spent if you tap on a particular latest transaction such as my top one here front entry you can see not only my current transactions but any other transactions I've also made it that same retailer and a running total at the bottom tells you how much you spent in this most recent month in the upper right hand corner is a little ellipsis that brings you to all the other information about Apple card such as contacting or calling support scheduling or reoccurring payments hitting your actual card information your card details such as your APR and available credit any bank accounts which multiple can be linked to locking the card Ripper requesting a replacement card and updating billing addresses or turning off notifications for your transactions simply put there's no digging around there's no third party apps it's all right there on your phone where you don't have to do anything to accent everything that you need so how does Apple card function as a credit card is it were the credit card in the larger credit card landscape well rewards are just met they aren't great they aren't bad but pretty much in the middle of the pack you get 2% anytime you use Apple pay which is a growing category more and more places are accepting Apple pay both in stores and online if you do use the Apple physical card it's only a 1% catch back not great by any means there are a lot of better 2% cash back cards that are out there however you do get 3% anytime you go through Apple and that includes Apple stores as well as Apple's digital offerings such as the App Store and iTunes see if you have things like Netflix Hulu CBS all access Showtime Apple music anything like that being built through iTunes or the App Store you're easily in 353 percent back on all of those purchases so that's something to take into consideration if you're going P early for rewards Apple card may not be the best option for you but if you look at the broader offering at apple cart including the ease of use and just the status symbol of having a physical Apple card it's definitely an enticing proposition aside from all of Apple's benefits you also get all the benefits of MasterCard you can view inside of the app all the network benefits they give you different benefits because you're using a MasterCard because this is an Apple card but you are partnering with MasterCard as well as goldman sachs when you use apple cart so is the Apple card a good credit card really yes it is a good credit card but as far as just a credit card goes it is only good rewards are decent and they were given back to in the form of daily cash which is pretty much the best way to get them no obfuscated points or miles straight up cash deposit into your Apple cash card each and every day based on what you spent there's no better way to get rewards but it isn't all about just the credit card and the number of rewards that you're getting back it's how easy it is to use the card how easy it is to keep track of how easy it is to be secure there are no better ways than what Apple is offering to you and protect yourself with the apple cart apple cart is not just a card it's an experience it's a product it's an Apple product and in that way it's different from everything else out there from the activation to the using it to paying it everything about the apple cart is easy and simple and enjoy to do if you want something different and you're tired of all the other credit cards out there and you do shop a lot at Apple then the apple cart is definitely something worth checking into if you want to get any more information on apple cart there's a link down below in the description and then hear what you think in the comments below and directly on Twitter at Andrew underscore OSU hey everyone did you guys like that video be sure to click on that like button so we can create content that we know that you guys want to see and follow Apple Insider tour in all social media channels if you want the best prices on any Apple gear check out the Apple Insider price guide that is updated daily and until next time we'll see you later\n"