**Be Cautious of Legitimate Looking Scams**

It looks very legitimate but if you're getting calls like this and they are asking you to click on links via SMS or email, be very careful and whenever they send you a link via SMS or email, be doubly sure. And I would suggest not to click on it because sometimes these are actually fraudulent links to the website. They might look like a regular official website of the bank, credit card, or whatever but these are fraudulent websites and what their main aim is to capture your login and password so that they can access it.

**Protecting Yourself from Clickjacking Scams**

So be very careful if you are getting links by SMS or email. It's very easy to get fooled by that because the person who called you just about two minutes ago when you got it, and you just click on it. Be very careful guys. I've seen people getting fraud by that. Again, be very careful about this crank calls and never never never reveal your OTPs sometimes they do ask you for TVs and stuff like that. No bank will ask you for your OTP or pens specifically that is very important.

**Verifying the Authenticity of Banking Websites**

Also when you're logging to your let's say banking website, be very careful. Don't type what you think it should be because there are a lot of fraudulent sites that might look like official websites but with some minor spelling mistakes. So just go there and give in your details. Make sure you have that padlock that shows it's secure and if you are extra paranoid, like me, if you click on that you can get the details of that certificate and if you get a call, giving you details, you know this is the genuine official site of so be very careful when you are doing transactions on new websites.

**Protecting Yourself from UPI-Based Scams**

There's also one more new scam that is going on quite a bit, and this is because of UPI for example. You have UPI-based payments like Breen payments or Google pay, and these work on UPI but there's the scam that's going on quite a bit. These days you get a random call from someone who claims to be your customer of this XYZ company and says there was a lucky draw or something, and you are the winner of that and you have won five thousand rupees except for I like this whatever amount they might say.

**Be Wary of UPI Scammers**

And you might be excited yes great so they would say we want to remit this amount to your bank account can you just share your UPI ID. Many people fall for that, and next they will say that we also need your UPI pin so that we can transfer an amount. Here most of the people make a big mistake, you do not need your UPI pin for accepting money it is like you're in PM spin will you give your ATM spin to anybody else no treat the UPI pin also like that like your ATM pen nobody needs that sort to get money in your account.

**Avoiding PIN Requests from Scammers**

This is a very important thing that you have to know, don't give out your UPI pin treated like an ATM pin. This is a big scam that was going on and I've seen people getting scammed because people don't understand this thing so again never share your UPI pen and also be very careful with great calls from random numbers and stuff. And when they try to get out some sensitive information like your birthday or other card details or your pan details, be very careful and just don't answer if you are not comfortable just disconnect the call.

**Subscribe to Your Channel**

I hope this video helps wanna make a general video about this because I have literally seen people getting scammed a lot because they just don't know what's happening. And it's too late once you get into a scam so guys that's it for now, for this video and if you guys are still not subscribed to my YouTube channel hit that subscribe button and I'm very happy in 2020 to all of you take care guys

"WEBVTTKind: captionsLanguage: enhi there this is Ranji that in this video let's talk about how to keep your money safe because there are a lot of online transactions these days so I'm just going to talk about some of the common things that you have to keep in mind when you're doing online transactions and now we also have that UPI Behaim goggle pay and all those things I'll also talk about that because this is what common fraud that is happening quite a bit so that you shouldn't fall into this trap first let's talk about regular scams what these people try to do for example I'm pretty sure you must have got a lot of crank calls and stuff like this okay we are giving this offer giving that offer I would like to know what they try to do is they try to get some details for example your teat of birth other details they try to convince you that yeah you get this for free why don't you register but we don't realize that we are giving away some critical data that can be used to scam you on a later part for example they might ask you your pad number odds are number you might say well I quite okay you got this gift okay to just verify that it's just you oh can you just give us your other number or a pan card number and so and you think like oh what's wrong in that you might give it or they might even say that if you they feel that you're really convinced why don't you email a soft copy so that we can just verify and many times people fall into that trap so don't do that these days many people are getting scammed by this you get a crank call you know a few details of you they will say that they are from this particular Bank that you're already banking with or let's say they'll say that - okay you have a retail connection or let's say you are from that we just want to be verify we have done a lucky draw so so just be very very careful when you get the calls like this and they start asking you some irrelevant data like this okay can you just tell us your pan number or send a copy of your pan number or other card or something just be very very of this and also sometimes what they do is they will say okay sir we have verified you we have this sent a link to your mobile phone or your email can you just click on this and then just fill in your details and thereby you be eligible for this offer or that offer they sometimes even do crank calls by telling let's say a credit card limit as one lakh now you are eligible for double the limit so it looks very legitimate but if you're getting calls like this and they are asking you from data there is a little bit fishy be very careful and whenever they send you a link via SMS or email be doubly sure and I would suggest not to click on it for example let's say if you even got that email with a link instead of just clicking on that link type the what is the address you are self on the web browser because sometimes these are actually fraudulent links to the website they might look like a regular official website of the bank credit card or whatever but these are fraudulent website and what their main aim is to capture your login and password so that they can access it so be very very careful if you are getting lengths by SMS or email it's very easy to and get fooled by that because that person had called you just about two minutes ago when you got it and you just click on it be very very careful guys I've seen people getting be fraud by that and again be very careful about this crank calls and never never never reveal your OTP s sometimes they do ask you for TVs and stuff like that no bank will ask you for your OTP or pens specifically that is very important and also when you're logging to your let's say banking website or anything just don't what do you say man you be very careful let's say let's say the example is ICICI Bank be very careful type ICICI Bank calm be very careful about that and when you know it's official website better to book market because there are a lot of fraudulent sites for example I say see Bank ap might be there aresome that's not official you might think it's okay ap branch or something so the scammers try to create what do you say different web addresses with some minor spelling mistakes so that you just go there and give in your detail so be very careful and also if you go into these banking website or anything make sure you have that padlock that shows it's secure and if you are extra paranoid like me if you click on that you can get the details of that certificate and if you get call details you give you the beauty about the website that has to match for example here the example was that ICICI Bank so thereby you know this is the genuine official site of so be very careful when you are doing transactions on new website and stuff make sure it's the genuine one because cameras do this fishing stuff and it is prevalent and I've seen people getting scammed now there's also one more new scam that is going on quite a bit and this is because of UPI for example you have UPI Breen payments even Google pay etc and this works on UPI hey and there's the scam that's going on quite a bit these days you get a random call from someone who we are glad that your customer of this XYZ this scam people and there was a lucky draw or something and you are winner of that and you have won five thousand rupees except I like this whatever amount they might say and you might be excited yes great so they would say we we want to remit this amount to your bank account can you just share your UPI ID and many people fall for that that is half their work is done with that and next they will say that we also need your UPI pin so that we can transfer an amount and here most of the people make a big mistake you do not need the your UPI pin for accepting money it is like you're in PM spin will you give your ATM spin to anybody else no treat the UPI pin also like that like your ATM pen nobody needs that sort to get money in your account the this is a trick that scammers actually ask and sometimes they will also send a request and if the trick in that request it is asking for your PIN that means you're not getting the money you are indirectly paying from them so this is a very important thing that you have to know don't give out your UPI pen treated like a ATM pen this is a big scam that was going on and I've seen people getting scammed because people don't understand this thing so again never share your UPI pen and also be very very many great calls from random numbers and stuff and when they try to get out some sensitive information like your birthday or your other card details or your pan details be very very careful and just don't answer if you are not comfortable just disconnect the car I hope this video helps wanna make a general video about this because I have literally seen people getting scammed a lot because they just don't know what's happening and it's too late once you get to a scam so guys that's it for now for this video and if you guys are still not subscribed to my YouTube channel hit that subscribe button and I'm very happy 2020 to all of you take care guyshi there this is Ranji that in this video let's talk about how to keep your money safe because there are a lot of online transactions these days so I'm just going to talk about some of the common things that you have to keep in mind when you're doing online transactions and now we also have that UPI Behaim goggle pay and all those things I'll also talk about that because this is what common fraud that is happening quite a bit so that you shouldn't fall into this trap first let's talk about regular scams what these people try to do for example I'm pretty sure you must have got a lot of crank calls and stuff like this okay we are giving this offer giving that offer I would like to know what they try to do is they try to get some details for example your teat of birth other details they try to convince you that yeah you get this for free why don't you register but we don't realize that we are giving away some critical data that can be used to scam you on a later part for example they might ask you your pad number odds are number you might say well I quite okay you got this gift okay to just verify that it's just you oh can you just give us your other number or a pan card number and so and you think like oh what's wrong in that you might give it or they might even say that if you they feel that you're really convinced why don't you email a soft copy so that we can just verify and many times people fall into that trap so don't do that these days many people are getting scammed by this you get a crank call you know a few details of you they will say that they are from this particular Bank that you're already banking with or let's say they'll say that - okay you have a retail connection or let's say you are from that we just want to be verify we have done a lucky draw so so just be very very careful when you get the calls like this and they start asking you some irrelevant data like this okay can you just tell us your pan number or send a copy of your pan number or other card or something just be very very of this and also sometimes what they do is they will say okay sir we have verified you we have this sent a link to your mobile phone or your email can you just click on this and then just fill in your details and thereby you be eligible for this offer or that offer they sometimes even do crank calls by telling let's say a credit card limit as one lakh now you are eligible for double the limit so it looks very legitimate but if you're getting calls like this and they are asking you from data there is a little bit fishy be very careful and whenever they send you a link via SMS or email be doubly sure and I would suggest not to click on it for example let's say if you even got that email with a link instead of just clicking on that link type the what is the address you are self on the web browser because sometimes these are actually fraudulent links to the website they might look like a regular official website of the bank credit card or whatever but these are fraudulent website and what their main aim is to capture your login and password so that they can access it so be very very careful if you are getting lengths by SMS or email it's very easy to and get fooled by that because that person had called you just about two minutes ago when you got it and you just click on it be very very careful guys I've seen people getting be fraud by that and again be very careful about this crank calls and never never never reveal your OTP s sometimes they do ask you for TVs and stuff like that no bank will ask you for your OTP or pens specifically that is very important and also when you're logging to your let's say banking website or anything just don't what do you say man you be very careful let's say let's say the example is ICICI Bank be very careful type ICICI Bank calm be very careful about that and when you know it's official website better to book market because there are a lot of fraudulent sites for example I say see Bank ap might be there aresome that's not official you might think it's okay ap branch or something so the scammers try to create what do you say different web addresses with some minor spelling mistakes so that you just go there and give in your detail so be very careful and also if you go into these banking website or anything make sure you have that padlock that shows it's secure and if you are extra paranoid like me if you click on that you can get the details of that certificate and if you get call details you give you the beauty about the website that has to match for example here the example was that ICICI Bank so thereby you know this is the genuine official site of so be very careful when you are doing transactions on new website and stuff make sure it's the genuine one because cameras do this fishing stuff and it is prevalent and I've seen people getting scammed now there's also one more new scam that is going on quite a bit and this is because of UPI for example you have UPI Breen payments even Google pay etc and this works on UPI hey and there's the scam that's going on quite a bit these days you get a random call from someone who we are glad that your customer of this XYZ this scam people and there was a lucky draw or something and you are winner of that and you have won five thousand rupees except I like this whatever amount they might say and you might be excited yes great so they would say we we want to remit this amount to your bank account can you just share your UPI ID and many people fall for that that is half their work is done with that and next they will say that we also need your UPI pin so that we can transfer an amount and here most of the people make a big mistake you do not need the your UPI pin for accepting money it is like you're in PM spin will you give your ATM spin to anybody else no treat the UPI pin also like that like your ATM pen nobody needs that sort to get money in your account the this is a trick that scammers actually ask and sometimes they will also send a request and if the trick in that request it is asking for your PIN that means you're not getting the money you are indirectly paying from them so this is a very important thing that you have to know don't give out your UPI pen treated like a ATM pen this is a big scam that was going on and I've seen people getting scammed because people don't understand this thing so again never share your UPI pen and also be very very many great calls from random numbers and stuff and when they try to get out some sensitive information like your birthday or your other card details or your pan details be very very careful and just don't answer if you are not comfortable just disconnect the car I hope this video helps wanna make a general video about this because I have literally seen people getting scammed a lot because they just don't know what's happening and it's too late once you get to a scam so guys that's it for now for this video and if you guys are still not subscribed to my YouTube channel hit that subscribe button and I'm very happy 2020 to all of you take care guys\n"