Using Apple Card with Apple Pay

When using Apple Card, you can choose to select it as your default payment method on any device that accepts contactless payments, such as an iPhone or Mac. This means that if you make a purchase online on your phone, through an app, or in-store with your wallet, the transaction will be charged to your Apple Card by default. However, you can always change this default payment method to another option, such as Apple Cash or another credit card.

Apple Pay and Apple Card Offer Multiple Payment Options

If you want to use a specific device or payment method for a particular transaction, you can choose to select that instead of using your Apple Card as the default. This means that if you're shopping at a store, you can choose to pay with cash, another credit card, or Apple Pay on a different device. You can also change the default payment method later by going into your wallet app and selecting a new option.

Multiple Card Numbers for Security

Apple Card actually has three different card numbers: one tied to your device when you use Apple Pay, another number tied to the actual physical Apple Card that you'll receive, and a third number used when making online purchases. This means that even if someone were to steal or obtain your physical Apple Card, they would not be able to use it for online transactions because the card numbers are not linked.

Stolen or Compromised Card Number? No Problem

If your card number gets stolen or compromised while using Apple Pay or making an online purchase, don't worry! Simply tap on the ellipsis inside of your Apple Card in the Wallet app and select "Card Information". From there, you can request a new card number, which will be automatically generated and sent to you. This means that even if someone were to obtain your physical Apple Card or use it for online transactions, they would not be able to make any purchases because the new card number would replace the old one.

Contacting Apple for Help

If you need to contact Apple for help with your Apple Card, don't worry – it's easy! Apple actually offers business chat support through their website and app. This means that you can message Apple directly from your phone or computer without having to call them. Simply tap on the Messages tab in the Wallet app and start a conversation with Apple.

Managing Your Apple Card Payment Schedule

One of the best features of Apple Card is its automated payment system. If you don't want to manually log into your account every month to make payments, you can set up automatic payments through the card information page. Simply choose how much you want to pay each month, whether it's your entire balance or a specific amount, and select the frequency at which you'd like to make payments (e.g., daily, weekly, etc.). You can also schedule payments in advance to ensure that your bill is paid on time.

Cashback Rewards with Apple Card

Finally, one of the best ways to maximize your rewards with Apple Card is to take advantage of their cashback program. When you use the physical titanium card, you earn 1% cashback on your purchases. However, if you make purchases through Apple Pay or use Apple Card for online transactions, you can earn up to 3% cashback in certain cases! This means that if you move any subscriptions or purchases through the App Store or iTunes to your Apple Card, you'll earn an additional 2-3% cashback on those transactions. By doing so, you can maximize your daily cash rewards and make the most of your Apple Card.

"WEBVTTKind: captionsLanguage: enhere the best tips and tricks to get the most out of apple card hey everyone it is Andrew here from Apple Insider and today August 20th the Apple card is now available to anyone in the US who has an iPhone they can now freely apply as long as iPhone is updated to iOS 12.4 we're not going to rehash the whole getting started getting a card all of that we're gonna dive in to getting some best tips tricks and practices to get the most out of your Apple card so let's see if you know all of these tips and tricks in this video starting off let's understand what those colors on your Apple card actually mean and when you first get your Apple card you may notice that shows up as stark white same as the physical titanium card that you'll receive so why do apples marketing images have all those colors on there well those colors actually automatically show up as you make purchases with your Apple card if you noticed as soon you make your first purchase there'll be a splash of color on there more purchases you make in different categories to color your card and they actually mean something so when you look at your card you know where your money is going for instance household goods things shopping at like Target those are show up as yellow food we'll add a little bit of orange travel expenses such as flights or hotels we'll add some green services mix in purple transportation ads blue movies and entertainment shows up as pink and health related expenses show up as red understanding what those categories are and those colors can give you more information just by looking near card so you can see where all of your money is being spent during the setup process Apple will ask you if you want to make apple cart your default card whether or not you choose to do this doesn't matter you may want to change it later you may want to make another car to default or you may have declined and want to make Apple pay your default now so how do you do that luckily it is very easy on your iphone simply go into settings and then go down to wallet and Apple pay from there scroll down and there's an option that has default cards here you can choose any cart whether it's apple cart or any of your other Apple pay cars to be the default choose it there and then Anthony make a purchase with Apple place it could be online on your phone could be an in-app purchase or something it could be actually paying for something at the store with your wallet or a phone anything you go to do that you can change carts but the default will be whatever you choose there be it Apple pay or apple cart or something else Apple card actually has three different card numbers there's the one tied to your device when you use Apple pay your kind of device ID number you're also have another number tied to the actual physical Apple card that you'll receive so that's a second number then your third number is another actual long string of numbers that you use whenever you're using your Apple card online so any retailer that doesn't support Apple pet you can put in this number so what happens if you're shopping at a website that's less than reputable and your card number gets stolen or you fall victim to a phishing scam luckily it is very easy to get a new card number simply tap on the ellipsis inside of your apple cart in the wallet app and tap on card information from there you can just request a new card number it'll replace that one there so it's like a temporary number that automatically gets generated you get it right away it's very easy so if your card number gets stolen online simply request a new one and you have a new one right away that you can use anywhere where Apple pay and Apple card are not accepted if your Apple pay or anything like that gets stolen you don't have to worry about that because there's nothing that can tie it back to you is simply a transaction ID number so you don't have to read that information and if you do is your Apple card your physical Apple card that you will need to contact Apple for now speaking of contacting Apple that's another great tip because you don't have to call in cut if you want you don't have to call in like you do with most other cards Apple uses business chat so you can actually message them right from your phone write an iMessage where all your other conversations live you can message Apple tell them hey my card was stolen or I need to update this whatever it's going to be you can message them do it on your own time when it's convenient for you it's a much easier way of managing and using that support interface having to actually call and get distracted throughout the day lastly Apple makes it really clear how much interest you're going to be paying for your card they have a little calculator that estimates that interest based on your payment but if you don't want to do manual payments each time our schedule payments from the same card information page you can set up an automated payment you choose how much whether your entire bill or a specific amount set the frequency if a specific amount or you can just pay off your entire bill every single month and you choose the date that could apply on what it's due or specific date you have in mind and then you're done tie a bank account to it and every day or every month whatever you set it as it'll I'd like to make that payment for you and you don't have to worry about a thing using Apple card you can earn one two or three percent cashback depending on how you pay you can get one percent cashback by using the physical titanium card you can get two percent through any normal retailer when you use Apple pay or three percent when you go through Apple now that last one is the best way to maximize your rewards of daily cash simply move any subscriptions or anything you have in iTunes and App Store to your Apple card you likely already have subscriptions through the App Store for things like Apple music iTunes Match maybe in-app purchases maybe pay for things like Showtime HBO Hulu or CBS all access and you're paying for those through in-app purchases through Apple TV channels or in the apps themselves instead of paying through their websites if you pay through the app store and put those onto your Apple card you'll get 3% cashback for any of those purchases and subscriptions you already have so be sure to move anything you already have going through iTunes or the App Store to your Apple cart to earn even more daily cash so what do you guys think do you guys love Apple card did you apply for one let us know down below in the comments if you have any other questions or you want any more great tips and tricks please let me know on twitter at Andrew underscore OSU hey everyone did you guys like that video be sure to click on that like button so we can create content that we know that you guys want to see and follow Apple Insider on all social media channels if you want the best prices on any Apple gear check out the Apple Insider price guide that is updated daily and until next time we'll see you laterhere the best tips and tricks to get the most out of apple card hey everyone it is Andrew here from Apple Insider and today August 20th the Apple card is now available to anyone in the US who has an iPhone they can now freely apply as long as iPhone is updated to iOS 12.4 we're not going to rehash the whole getting started getting a card all of that we're gonna dive in to getting some best tips tricks and practices to get the most out of your Apple card so let's see if you know all of these tips and tricks in this video starting off let's understand what those colors on your Apple card actually mean and when you first get your Apple card you may notice that shows up as stark white same as the physical titanium card that you'll receive so why do apples marketing images have all those colors on there well those colors actually automatically show up as you make purchases with your Apple card if you noticed as soon you make your first purchase there'll be a splash of color on there more purchases you make in different categories to color your card and they actually mean something so when you look at your card you know where your money is going for instance household goods things shopping at like Target those are show up as yellow food we'll add a little bit of orange travel expenses such as flights or hotels we'll add some green services mix in purple transportation ads blue movies and entertainment shows up as pink and health related expenses show up as red understanding what those categories are and those colors can give you more information just by looking near card so you can see where all of your money is being spent during the setup process Apple will ask you if you want to make apple cart your default card whether or not you choose to do this doesn't matter you may want to change it later you may want to make another car to default or you may have declined and want to make Apple pay your default now so how do you do that luckily it is very easy on your iphone simply go into settings and then go down to wallet and Apple pay from there scroll down and there's an option that has default cards here you can choose any cart whether it's apple cart or any of your other Apple pay cars to be the default choose it there and then Anthony make a purchase with Apple place it could be online on your phone could be an in-app purchase or something it could be actually paying for something at the store with your wallet or a phone anything you go to do that you can change carts but the default will be whatever you choose there be it Apple pay or apple cart or something else Apple card actually has three different card numbers there's the one tied to your device when you use Apple pay your kind of device ID number you're also have another number tied to the actual physical Apple card that you'll receive so that's a second number then your third number is another actual long string of numbers that you use whenever you're using your Apple card online so any retailer that doesn't support Apple pet you can put in this number so what happens if you're shopping at a website that's less than reputable and your card number gets stolen or you fall victim to a phishing scam luckily it is very easy to get a new card number simply tap on the ellipsis inside of your apple cart in the wallet app and tap on card information from there you can just request a new card number it'll replace that one there so it's like a temporary number that automatically gets generated you get it right away it's very easy so if your card number gets stolen online simply request a new one and you have a new one right away that you can use anywhere where Apple pay and Apple card are not accepted if your Apple pay or anything like that gets stolen you don't have to worry about that because there's nothing that can tie it back to you is simply a transaction ID number so you don't have to read that information and if you do is your Apple card your physical Apple card that you will need to contact Apple for now speaking of contacting Apple that's another great tip because you don't have to call in cut if you want you don't have to call in like you do with most other cards Apple uses business chat so you can actually message them right from your phone write an iMessage where all your other conversations live you can message Apple tell them hey my card was stolen or I need to update this whatever it's going to be you can message them do it on your own time when it's convenient for you it's a much easier way of managing and using that support interface having to actually call and get distracted throughout the day lastly Apple makes it really clear how much interest you're going to be paying for your card they have a little calculator that estimates that interest based on your payment but if you don't want to do manual payments each time our schedule payments from the same card information page you can set up an automated payment you choose how much whether your entire bill or a specific amount set the frequency if a specific amount or you can just pay off your entire bill every single month and you choose the date that could apply on what it's due or specific date you have in mind and then you're done tie a bank account to it and every day or every month whatever you set it as it'll I'd like to make that payment for you and you don't have to worry about a thing using Apple card you can earn one two or three percent cashback depending on how you pay you can get one percent cashback by using the physical titanium card you can get two percent through any normal retailer when you use Apple pay or three percent when you go through Apple now that last one is the best way to maximize your rewards of daily cash simply move any subscriptions or anything you have in iTunes and App Store to your Apple card you likely already have subscriptions through the App Store for things like Apple music iTunes Match maybe in-app purchases maybe pay for things like Showtime HBO Hulu or CBS all access and you're paying for those through in-app purchases through Apple TV channels or in the apps themselves instead of paying through their websites if you pay through the app store and put those onto your Apple card you'll get 3% cashback for any of those purchases and subscriptions you already have so be sure to move anything you already have going through iTunes or the App Store to your Apple cart to earn even more daily cash so what do you guys think do you guys love Apple card did you apply for one let us know down below in the comments if you have any other questions or you want any more great tips and tricks please let me know on twitter at Andrew underscore OSU hey everyone did you guys like that video be sure to click on that like button so we can create content that we know that you guys want to see and follow Apple Insider on all social media channels if you want the best prices on any Apple gear check out the Apple Insider price guide that is updated daily and until next time we'll see you later\n"